Property has been a popular route to wealth for many Australians for many years. Buying their own home is often the first investment many people make, and it can sometimes cost them dearly in opportunity costs. Whether it is your first purchase or your next purchase, a Navigate Wealth adviser can help you navigate the selection and purchasing process to enable you to steer clear of the many pitfalls that can be associated with a property purchase.

Buying a home

Many people buy a home and continue to sell and upgrade over time as their finances allow them. This creates many long term consequences that are not immediately obvious. At Navigate Wealth we take you through a cost benefit analysis of whether you should be buying or renting where you want to live now, as well as in the future, to determine the most appropriate path for you and your circumstances.

Buying an investment Property

Unlike other financial advisers you may have seen in the past, we at Navigate Wealth understand the power of property and how it fits in a client’s portfolio, so you will not hear a million and one reasons why you should not be integrating a property into your investment portfolio unless there are legitimate reasons not to. We apply a similar research driven approach to direct property investments as we apply to more traditional asset classes. We can also help you with researching, searching, shortlisting and negotiating a property purchase as well as inspections via our property buyer's agent service, Navigate Property Pty Ltd (NSW RE licence 1596464).

A Navigate Wealth adviser can help you with finding the most cost-effective way of structuring your finances to enable you to reduce your debt faster, maximise your tax position and gain the maximum control over your financial situation.

Buying an investment property with your Super fund

With recent changes in legislation it now possible to invest in residential and commercial property via your super fund. First of all, you will need to set up a self managed superannuation fund or DIY fund and consolidate your super fund monies into it. There are many positives but also some negatives of doing so, to learn more about the appropriateness of setting up a Self Managed super fund, rolling over your super funds into one and buying property with your super monies, click here to book a complimentary appointment with a Navigate Wealth financial adviser sydney today.

To learn more about how to take the uncertainty and stress away of from investing in property, call us today.